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Investiment.io
Financial analysis platform

Terms of Service

By using investiment.io, you agree to these terms and conditions. Please read them carefully before accessing our financial analysis platform.

Last updated: September 18, 2026

1. Acceptance of Terms

Welcome to investiment.io ("we," "our," "us," or the "Service"). These Terms of Service ("Terms") govern your use of our website, mobile applications, and related services that provide global stock analysis and financial data from 40+ exchanges worldwide.

By accessing or using our Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Service. We may modify these Terms at any time, and such modifications will be effective immediately upon posting.

Important: These Terms contain limitations of our liability and disclaimers. Please read them carefully as they affect your legal rights.

2. Description of Service

investiment.io is a financial analysis platform that provides:

  • Real-time and historical stock market data from global exchanges
  • Financial statements, earnings data, and company analysis tools
  • Portfolio management and watchlist functionality
  • Market indices, charts, and technical analysis tools
  • News and earnings transcripts
  • Valuation models and financial calculators

Our Service is intended for informational and educational purposes only. We do not provide investment advice, financial planning services, or recommendations to buy or sell securities.

3. User Eligibility and Account Registration

3.1 Eligibility

You must be at least 18 years old to use our Service. By using our Service, you represent and warrant that:

  • You are at least 18 years of age
  • You have the legal capacity to enter into these Terms
  • Your use of the Service will not violate any applicable laws or regulations
  • All information you provide is accurate and truthful

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account or any other breach of security.

4. User Conduct and Prohibited Activities

When using our Service, you agree not to:

  • Use the Service for any illegal or unauthorized purpose
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Use automated tools, robots, or scripts to access or collect data from our Service
  • Reverse engineer, decompile, or disassemble any part of our Service
  • Share, distribute, or resell our data without explicit written permission
  • Create derivative works based on our Service or content
  • Use our Service to spam, harass, or send unsolicited communications
  • Upload or transmit viruses, malware, or other harmful code
  • Impersonate another person or entity
  • Interfere with or disrupt the integrity or performance of our Service

Violation of these prohibitions may result in immediate termination of your account and legal action as appropriate.

5. Intellectual Property Rights

5.1 Our Content

All content on our Service, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is our property or the property of our content suppliers and is protected by intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our Service for personal, non-commercial purposes. This license does not include the right to:

  • Redistribute, modify, or create derivative works from our content
  • Use our data for commercial purposes without our written consent
  • Remove or alter copyright, trademark, or other proprietary notices

5.3 Third-Party Data

Some financial data displayed on our Service is provided by third-party data vendors. Use of such data is subject to additional restrictions and licensing terms from those providers.

6. Financial Data Disclaimers

⚠️ Important Investment Disclaimer

NO INVESTMENT ADVICE: The information provided on our Service is for informational and educational purposes only and should not be construed as investment advice, financial advice, trading advice, or any other sort of advice.

NOT A RECOMMENDATION: Nothing on our Service constitutes a recommendation to buy, sell, or hold any security or investment. All investment decisions should be made based on your own research and consultation with qualified financial advisors.

RISKS: All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results.

6.1 Data Accuracy

While we strive to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness, or timeliness of any data displayed on our Service. Financial markets are dynamic, and data may be delayed or contain errors.

6.2 Market Data Delays

Market data may be delayed by up to 20 minutes or more, depending on the exchange and data provider. Real-time data, where available, is subject to additional fees and restrictions.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • Loss of profits, revenue, or data
  • Investment losses or missed opportunities
  • Business interruption or loss of goodwill
  • Damages arising from reliance on our data or information

Our total liability to you for all claims arising from your use of our Service shall not exceed the amount you paid us in the twelve months preceding the claim, or $100, whichever is greater.

Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability. In such jurisdictions, our liability will be limited to the greatest extent permitted by law.

8. Privacy and Data Usage

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Service, you consent to the collection and use of your information as described in our Privacy Policy.

We may use aggregated, anonymized data for analytics, research, and service improvement purposes. This data cannot be used to identify individual users.

9. Subscription Services and Billing

9.1 Premium Features

Some features of our Service may require a paid subscription. Subscription fees are charged in advance and are non-refundable except as required by law.

9.2 Auto-Renewal

Subscriptions automatically renew unless you cancel before the renewal date. You can cancel your subscription at any time through your account settings.

9.3 Price Changes

We may change subscription prices at any time. We will provide notice of price changes and you will have the opportunity to cancel before the new prices take effect.

10. Termination

10.1 Termination by You

You may terminate your account at any time by contacting us or through your account settings. Upon termination, your right to use our Service will cease immediately.

10.2 Termination by Us

We may terminate or suspend your account immediately, without prior notice, if you:

  • Violate these Terms or our policies
  • Engage in fraudulent or illegal activities
  • Compromise the security or integrity of our Service
  • Have an extended period of account inactivity

10.3 Effect of Termination

Upon termination, all licenses granted to you will immediately cease, and you must stop all use of our Service. Provisions that by their nature should survive termination will remain in effect.

11. Governing Law and Disputes

11.1 Governing Law

These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.

11.2 Dispute Resolution

Any disputes arising from these Terms or your use of our Service will be resolved through binding arbitration, except that either party may seek injunctive relief in court for intellectual property violations or breaches of confidentiality.

12. Miscellaneous

12.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding your use of our Service.

12.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

12.3 Waiver

Our failure to enforce any provision of these Terms will not constitute a waiver of that provision or any other provision.

12.4 Assignment

You may not assign or transfer these Terms or your account without our written consent. We may assign these Terms without restriction.

13. Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: support@investiment.io

Website: https://investiment.io/contact

These Terms of Service are effective as of the date listed above and will remain in effect until modified or terminated in accordance with these Terms.